The first thing to consider is what you want to happen to the house. Do either of you want to stay in it? Could either of you afford to take over the house and pay the mortgage and other bills? There are various ways to try and ensure that you stay in the house even if you can’t afford to buy your spouse out immediately. You could stay in the house for a period There are various ways to structure a settlement if funds are not immediately available. It is important to speak with a specialist family lawyer who can give you advice as to your options.